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Tag: independent insurance professionals

  • Don’t Make These Distracted Driving Mistakes

    Don’t Make These Distracted Driving Mistakes

    Stay safe on Mesa, AZ roads by avoiding these common causes of distracted driving.

    Distracted driving does not only put the driver’s life in danger, but it also endangers all the other drivers around them on the road. Drivers who use some type of hand-held device while driving are four times more likely to get into a crash. However, cell phones are not the only cause of distracted driving. Avoid these deadliest distractions while behind the wheel to ensure that you make it to all your destinations safely.

    • Smoking – not only is smoking bad for your health, it is also bad for your safety. Smoking distractions include smoking, putting ashes in an ash tray, and lighting a cigarette, all which take your hands off the wheel and your focus off the road.
    • Moving objects – anything that is moving inside your vehicle can distract you while on the road, especially when it comes to having pets in your car. Studies have shown that around 1 percent of accidents are caused by moving objects in cars. However, experts agree that this number is very low because many people are reluctant to admit that they were looking at something else when the crash happened.
    • Drinking or eating – eating or drinking while driving will cause you to take your hands off the wheel and can slow your reaction time, which can increase your risk of getting into an accident on the road.
    • Getting lost in thought – being generally distracted by your own thoughts can lead to very dangerous situations on the road since you are not focusing on the road ahead.

    Along with doing what you can to stay focused on the road, investing in the right auto insurance policy can help to keep you safe. Contact the independent insurance professionals at Saks Insurance Agency in Mesa, Arizona for all of your car insurance coverage needs.

  • Getting Ready For Open Enrollment

    Getting Ready For Open Enrollment

    Health Insurance open enrollment 2016 dates that you should know.

    Are you ready for open enrollment? The first day to sign up for a health insurance policy through the Marketplace and open enrollment is November 1st, and your coverage can start as early as January 1, 2016.

    Along with the first day of open enrollment, there are a few other dates to mark on your calendar to ensure that you are able to get the right amount of health coverage to meet your specific needs, including:

    • December 15, 2015: the last day that you can enroll in a new plan or change your plan in order for your coverage to start on January 1, 2016.
    • January 1, 2016: the first day your new health insurance coverage can start if you enrolled on or before Dec. 15th.
    • January 15, 2016: the last day that you can enroll in a new health plan or change your plan in order for your coverage to start on February 1, 2016.
    • January 31, 2016: the end of the 2016 open enrollment. Any health plan changes that are made between January 16th and January 31st will take effect on March 1, 2016.

    Keep in mind that you have the chance to enroll in Medicaid or the Children’s Health Insurance Program (CHIP) at any point in the year. You can also enroll in coverage if you have a qualifying life event, such as getting married, having a baby, or moving to a different state that does not offer the same health insurance plan that you are currently enrolled in.

    For all of your health insurance needs and to ensure that you have the right amount of coverage, contact the independent insurance professionals at Saks Insurance Agency in Mesa, Arizona. We will work with you to help you find the right policy that will meet your needs, all at the right price to fit your budget.