Tag: health insurance

  • Are You Really Sleeping Well?

    Are You Really Sleeping Well?

    Use these tips to help ensure you are getting a restful night’s sleep.

    Getting a restful night’s sleep is one of the most important things you can do for your overall health. Unfortunately, a good night’s sleep can be harder than it sounds. With the stress of daily life, falling into a deep sleep can be easier said than done. Keep these tips in mind to start sleeping for better health.

    • Know the signs of sleep deprivation. Constantly sleeping less than seven hours a night is the first sign that you are sleep deprived. A change in your emotional stability, having trouble concentrating, and weight gain are all signs of sleep deprivation. Keep in mind that sleep deprivation can creep up on you over the years.
    • Know how to remedy the situation. Figure out what is causing you to lose sleep at night. Consider putting down your phone or tablet and turning off the TV an hour earlier than usual to give you the time to relax. Many electronic devices suppress melatonin, which you need for a restful night’s sleep.
    • Know the signs of sleep apnea. Sleep apnea is more common in adults and those who are obese. While snoring is the main symptom, it does not mean that everyone who snores has sleep apnea. People with sleep apnea pause their breathing while sleeping often, which will cause the oxygen levels in their body to fluctuate greatly.
    • Know how to establish good sleeping habits. The best way to get into good sleeping habits is to set a sleep/wake schedule, and stick to it as best you can during the weekends. Avoid caffeinated drinks after noon and turn off all electronic devices at least an hour before bed.

    To ensure you have the health insurance coverage you deserve in case of any sleep issues, contact Saks Insurance Agency in Mesa, Arizona.

  • Getting Ready For Open Enrollment

    Getting Ready For Open Enrollment

    Health Insurance open enrollment 2016 dates that you should know.

    Are you ready for open enrollment? The first day to sign up for a health insurance policy through the Marketplace and open enrollment is November 1st, and your coverage can start as early as January 1, 2016.

    Along with the first day of open enrollment, there are a few other dates to mark on your calendar to ensure that you are able to get the right amount of health coverage to meet your specific needs, including:

    • December 15, 2015: the last day that you can enroll in a new plan or change your plan in order for your coverage to start on January 1, 2016.
    • January 1, 2016: the first day your new health insurance coverage can start if you enrolled on or before Dec. 15th.
    • January 15, 2016: the last day that you can enroll in a new health plan or change your plan in order for your coverage to start on February 1, 2016.
    • January 31, 2016: the end of the 2016 open enrollment. Any health plan changes that are made between January 16th and January 31st will take effect on March 1, 2016.

    Keep in mind that you have the chance to enroll in Medicaid or the Children’s Health Insurance Program (CHIP) at any point in the year. You can also enroll in coverage if you have a qualifying life event, such as getting married, having a baby, or moving to a different state that does not offer the same health insurance plan that you are currently enrolled in.

    For all of your health insurance needs and to ensure that you have the right amount of coverage, contact the independent insurance professionals at Saks Insurance Agency in Mesa, Arizona. We will work with you to help you find the right policy that will meet your needs, all at the right price to fit your budget.