(480) 545-1144 service@saksinsurance.com
Saks Insurance, LLC

Tag: car insurance

  • Don’t Make These Distracted Driving Mistakes

    Don’t Make These Distracted Driving Mistakes

    Stay safe on Mesa, AZ roads by avoiding these common causes of distracted driving.

    Distracted driving does not only put the driver’s life in danger, but it also endangers all the other drivers around them on the road. Drivers who use some type of hand-held device while driving are four times more likely to get into a crash. However, cell phones are not the only cause of distracted driving. Avoid these deadliest distractions while behind the wheel to ensure that you make it to all your destinations safely.

    • Smoking – not only is smoking bad for your health, it is also bad for your safety. Smoking distractions include smoking, putting ashes in an ash tray, and lighting a cigarette, all which take your hands off the wheel and your focus off the road.
    • Moving objects – anything that is moving inside your vehicle can distract you while on the road, especially when it comes to having pets in your car. Studies have shown that around 1 percent of accidents are caused by moving objects in cars. However, experts agree that this number is very low because many people are reluctant to admit that they were looking at something else when the crash happened.
    • Drinking or eating – eating or drinking while driving will cause you to take your hands off the wheel and can slow your reaction time, which can increase your risk of getting into an accident on the road.
    • Getting lost in thought – being generally distracted by your own thoughts can lead to very dangerous situations on the road since you are not focusing on the road ahead.

    Along with doing what you can to stay focused on the road, investing in the right auto insurance policy can help to keep you safe. Contact the independent insurance professionals at Saks Insurance Agency in Mesa, Arizona for all of your car insurance coverage needs.

  • Do You Follow The Three Second Rule?

    Do You Follow The Three Second Rule?

    Safe Driving Tips

    Rear end collisions are one of the most common accidents on the road. A rear end collision occurs when the driver in the back does not have enough time to safely react to the slowing or stopped traffic up ahead. Following the three second rule can help you prevent a rear end collision on the road.

    To help keep you safe, the National Safety Council recommends that you keep a minimum three second following distance from the vehicle ahead of you. Increasing the distance between you and the car in front of your vehicle can help to give you the time that you need to respond safely to any hazard that you see.

    It is very easy to follow the three second rule in your car. Pick a stationary object on the road, such as an overhead sign or roadside marker, and note when the car in front of yours passes the object. Once the car passes it, count to see how many seconds it takes you to reach the same spot. If it is less than three seconds, back off and increase your following distance.

    The three second rule is ideal for all passenger vehicles during ideal weather and road conditions. When visibility is reduced due to fog, or any other adverse weather conditions, increase your following distance. If you are towing a trailer or driving a larger vehicle, such as a motorhome, your following distance should always be more than three seconds since it will take more time for you to stop.

    Having the right car insurance policy can help to make sure that you are protected from any accident that you face on the road.  Contact Saks Insurance Agency in Mesa, Arizona for all of your auto insurance coverage needs to ensure that you have the protection that you deserve.

  • Saks Insurance LLC Offers Tips to Help You Save on Auto Insurance

    Saks Insurance LLC Offers Tips to Help You Save on Auto Insurance

    Car Insurance Savings

    Finding the right auto insurance policy can be much easier said than done, especially when you are looking for your first policy. Knowing how to get the most coverage for your money can help you save on your coverage while having the peace of mind knowing that you have the protection that you deserve. Keep these tips in mind to help you choose the right car insurance policy for your needs.

    • Stay safe – being a good, safe driver every time you are on the road can help you save more than 50 percent on your auto insurance compared to drivers that have a high number of accidents on their driving record.
    • Take a class – enrolling and passing a state approved safe driving class can help to decrease the cost of your auto insurance premiums.
    • Buy the right car – if you are in the market for a new vehicle, look for a model that has the newest safety features, such as an alarm, anti-lock brakes, automatic seatbelts, and airbags which can help you save money.
    • Increase your deductible – your deductible is what you will pay out of your own pocket before your insurance coverage kicks in. typically, the higher your deductible is, the lower your monthly premiums will be.
    • Bundle your coverage – insuring more than one on your auto insurance policy, or bundling your coverage with your other personal insurance policies can qualify you for various discounts, helping to save you money.
    • Low mileage discounts – if you work from home or have a very short commute each day, you may be able to benefit from a low mileage discount with your auto insurance policy.

    For all of your auto insurance needs to keep you protected on the road, contact the insurance professionals at Saks Insurance Agency in Mesa, Arizona.