Imagine you get back to your apartment after a long day of work to find your entire apartment flooded, and your valuable possessions ruined! Were you smart enough to purchase a renter’s insurance policy? If not, you could be facing major financial difficulties. When you rent a property your belongings are not covered under their insurance. It is important to become educated about these matters to save yourself from financial disaster in the future. Here are a few forms of coverage to look into when shopping for a renter’s insurance policy: Personal property coverage will protect all of your personal possessions in the case of a fire, storm, or water damage. Your items may even be covered if they are damaged while on the road with you! Liability coverage will protect you against legal action if someone gets hurt in your apartment. Additional living expenses will cover you in the case that your rental becomes unlivable. If a fire or other natural disaster damages your temporary home, you will need another place to live while the repairs are done.
Renter’s insurance doesn’t have to be as expensive as many policies are affordable for as low as $15 per month. Weigh that price against the price you may face if all of your belongings were lost in a fire. Renters insurance can provide you with financial peace of mind that will help you sleep easier at night.
If you would like a quote on renters insurance please contact Saks Insurance, an independent insurance agency serving Arizona for over 20 years. We make it our mission to find you the best coverage, and the most affordable price. Contact our skillful insurance agents today for all of your insurance needs!